Acknowledgement and Acceptance of Terms of Use

These Terms govern your use of the Webpage. By accessing the Webpage, you agree to be legally bound by the Terms then in effect.

These Terms as well as the information and materials contained in the Webpage are subject to change, without notice. MAF may add features to or remove features from the Webpage in its sole discretion. Continued access to the Webpage following any modification in these Terms will constitute your acceptance of the Terms as modified.

By using the Webpage, you confirm that you accept these Terms and agree to comply with them.

Services and Products

The Webpage and information included has been prepared without taking into account your personal objectives, financial situation or needs. Before making any investment decision in relation to any financial product referenced on the Webpage you should consider obtaining professional investment advice that takes into account your personal circumstances. Products and services displayed on the Webpage may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions in the Information Memorandum or Product Disclosure Statement, as applicable, for further information.

Unless expressly stated otherwise the information on the Webpage does not constitute an offer or inducement to enter a legally binding contract and does not form part of the terms and conditions for any products and services. No information on the Webpage, or any document accessible from the Webpage should be construed as investment advice or relied upon in making an investment decision. Information on the Webpage does not constitute an offer or an invitation in any jurisdiction where, or to any person to whom, it would be unlawful to make such an offer or invitation.

Performance

MAF does not guarantee repayment of capital or any particular rate of return from any product. Past performance is not a reliable indicator of future performance.

No Warranty

The Webpage is provided on an “as is” and “as available” basis, and MAF makes no representations or warranties, express or implied, regarding the operation or availability of the Webpage. The content on the Webpage is provided for general information only. It is not intended to amount to advice on which you should rely.

MAF makes reasonable efforts to update the information on the Webpage, however no member of MAF makes any representation, warranty or guarantee, whether express or implied, that the content on the Webpage is accurate, complete or up-to-date. All opinions and estimates included on the Webpage are provided as at the Webpage creation date and are subject to change without notice.

Links to Other Sites

Where the Webpage contains links to other sites (including banner advertisements and sponsored links) and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by MAF of those linked websites or information you may obtain from them. MAF has no control over the contents of those sites or resources, and you access third party websites entirely at your own risk and subject to the terms and conditions of use for those websites.

Limitation of Liability

To the maximum extent permitted by law, neither MAF nor its affiliates nor any other person will be liable for any direct or indirect loss, cost, expense, claim or damage of any kind and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, resulting from or in connection with the Webpage, any information contained herein or any links to third party websites. Where our liability cannot be excluded, we limit our liability to the fullest extent permitted by the Australian Consumer Law.

MAF does not guarantee that the Webpage will be secure or free from bugs or viruses or any other type of malicious code or software. You are responsible for configuring your technology to access the Webpage and should use your own antivirus software.

Privacy Policy

The MAF Privacy Policy is part of these Terms and is incorporated herein by reference.

Copyright

Copyright in the information and materials on the Webpage, the design, text, graphics, images, software and layout is owned or licensed by MAF. All rights are reserved.

You may not use the Webpage to sell a product or to increase traffic to your website for commercial reasons.

Except as permitted by law, you must not reproduce, adapt, upload, download, link to, frame, modify, distribute, sell, publish or transmit in any form or by any process any of the material on the Webpage, except with our prior written consent.

Trademarks

The Webpage contains a number of trademarks, logos and symbols which are either owned by MAF or used with the permission of their owners. You may not use these trademarks, logos or symbols or the name of any member of MAF without MAF’s prior written consent.

Governing Law

These Terms are governed by and are to be construed according to the laws applicable in the State of New South Wales, Australia. You agree to the non-exclusive jurisdiction of those courts in respect of any proceedings in connection with these Terms or the Webpage. If any provision of these Terms is found to be invalid or unenforceable by a court of law, such invalidity and enforceability will not affect the remainder of the Terms which will continue in full force and effect.

Conflict with Additional Terms

Certain web pages or areas on the Webpage may contain additional terms, conditions, disclosures and disclaimers (“Additional Terms”). In the event of a conflict between these Terms and the Additional Terms, the Additional Terms will govern for those web pages or areas.